Qantas Airways, a proud member of the Oneworld alliance, offers travelers a unique path to adventure through its frequent flyer program. While finding Qantas credit cards outside of Australia may not be a breeze, don't worry. Earning Qantas Points is far from challenging.
In this guide, we'll uncover the 8 top Qantas Points travel cards. Whether you're planning domestic explorations or international escapades with Oneworld alliance members, Qantas has streamlined the process for you.
Understanding Key Credit Card Terms
- Bonus Points: Bonus points are promotional rewards offered by credit card companies to attract new cardholders. They are earned by meeting specific spending requirements within a set timeframe and can be redeemed for various benefits.
- Points per $ Spent: This term refers to the number of reward points or miles earned for every dollar spent using the credit card. It varies by card and spending category, offering different levels of rewards for different types of purchases.
- Purchase Rate p.a. (Per Annum): The purchase rate is the annual interest rate charged on outstanding balances when you carry a balance on your credit card. It's essential to understand this rate, as it affects the cost of carrying a balance.
- Annual Fee: The annual fee is a fixed yearly cost associated with owning and using a credit card. It covers card benefits, rewards programs, and services. It's important to weigh the annual fee against the card's benefits to determine its overall value.
8 Best Qantas Points Credit Cards
1. ANZ Frequent Flyer Black
- Bonus Points: 110,000 Qantas Frequent Flyer Points
- Points per $ spent: 1 Qantas Point per $1 spent
- Purchase Rate p.a.: 20.49%
- Annual Fee: $425
For those who dream of taking to the skies and exploring the world, the ANZ Frequent Flyer Black card is your ultimate passport to adventure. ANZ is renowned for its commitment to providing top-tier financial services, and this credit card is no exception.
The standout feature? An incredible sign-up bonus that showers you with 110,000 Qantas Frequent Flyer Points. Plus, you'll receive an extra $100 back to your new credit card – a generous welcome gift that sets the tone for the perks to come.
2. Qantas Premier Platinum
- Bonus Points: 80,000 Qantas Frequent Flyer Points
- Points per $ spent: 1 Qantas Point per $1 spent
- Purchase Rate p.a.: 19.99%
- Annual Fee: $349 for the first year, $399 p.a. After
The Qantas Premier Platinum Card is tailored for travelers who appreciate the finer things in life. It combines exceptional rewards with premium travel benefits, making it an ideal choice for those looking to turn their everyday spending into extraordinary adventures.
3. ANZ Frequent Flyer Platinum
- Bonus Points: 75,000 Qantas Frequent Flyer Points
- Points per $ spent: 0.75 Qantas Points per $1 spent
- Purchase Rate p.a.: 20.49%
- Annual Fee: $295
For those who aspire to elevate their travel experiences, the ANZ Frequent Flyer Platinum credit card is your ticket to a world of rewards. ANZ, known for its commitment to excellence in financial services, extends its legacy to offer you a credit card that aligns perfectly with your wanderlust.
The ANZ Frequent Flyer Platinum card is tailor-made for travelers who demand excellence and value. With its robust rewards program and premium travel benefits, it's your passport to enhanced adventures.
4. Qantas American Express Ultimate Card
- Bonus Points: 75,000 Qantas Frequent Flyer Points
- Points per $ spent: 1.25 Qantas Points per $1 spent
- Purchase Rate p.a.: 23.99%
- Annual Fee: $450
For those who crave a card that matches their wanderlust with impressive rewards, the Qantas American Express Ultimate Card is your gateway to extraordinary journeys. This credit card is designed to elevate your travel experiences and bring the world closer to you.
The Qantas American Express Ultimate Card is your key to unlocking a world of travel opportunities. With its substantial sign-up bonus and excellent earn rate, it's tailored for travelers who demand the very best.
5. Qantas Premier Everyday
- Bonus Points: 8,000 Qantas Frequent Flyer Points
- Points per $ spent: 0.75 Qantas Points per $1 spent
- Purchase Rate p.a.: 19.99%
- Annual Fee: $49
If you're new to the world of Qantas Premier Mastercard, there's a special treat for you. Apply by 29 November 2023, and you'll enjoy the fantastic bonus offer of 2 bonus Qantas Points per $1 spent on eligible purchases for the first four months from card approval, up to a total of 8,000 bonus Points.
Please note that if you currently hold, or have held, a Qantas Premier Mastercard in the previous 12 months, you won't be eligible for this offer. However, if you're new to this card, it's the perfect opportunity to maximize your rewards. Don't miss out on this exclusive deal.
6. American Express Qantas Business Rewards Card
- Bonus Points: 100,000 Qantas Points
- Points per $ spent: 1.25 Qantas Points per $1 spent
- Purchase Rate p.a.: 0%
- Annual Fee: $450
Introducing the American Express Qantas Business Rewards Card, the credit card designed to elevate your business to new heights.
Whether you're a seasoned business traveler or an entrepreneur looking to maximize your rewards, this card is a powerful tool. With its impressive welcome offer, rewarding earn rates, and financial flexibility, it's an essential addition to any business strategy.
7. Qantas American Express Premium Card
- Bonus Points: 30,000 Qantas Points
- Points per $ spent: 1 Qantas Point per $1 spent
- Purchase Rate p.a.: 23.99%
- Annual Fee: $249
The Qantas American Express Premium Card is the ideal companion for individuals seeking premium rewards and everyday convenience. With a range of benefits designed to enhance your travel experiences, this card is a gateway to the world of Qantas Points.
Whether you're a frequent traveler or someone who appreciates the finer things in life, the Qantas American Express Premium Card offers the best of both worlds. It combines premium rewards with everyday convenience, making it an excellent choice for those looking to elevate their travel and lifestyle experiences.
8. ANZ Business Black
- Bonus Points: 100,000 ANZ Reward Points
- Points per $ spent: 1.5 ANZ Reward Points per $1 spent
- Purchase Rate p.a.: 20.24%
- Annual Fee: $0 for the first year, $300 p.a. after
While the first year comes with no annual fee, subsequent years have a competitive annual fee of $300. It's a reasonable investment considering the substantial rewards and financial benefits that come with the card.
The ANZ Business Black card is designed for forward-thinking business owners who recognize the value of rewards and financial flexibility. Whether you're looking to reinvest in your business or indulge in personal experiences, this card offers the versatility you need.
Choosing the Best Qantas Frequent Flyer Credit Card
When embarking on your quest to find the ideal Qantas frequent flyer credit card, you'll encounter a dazzling array of options, each vying for your attention. To navigate this sea of choices effectively, it's essential to keep a few key factors in mind.
Bonus Points Offer
Many Qantas rewards cards lure potential cardholders with tantalizing bonus points offers, often exceeding 100,000 Qantas Points. While these offers are undeniably attractive, it's crucial to maintain a vigilant eye for the fine print. Ensure that you're well-versed in the card's annual fees and spending requirements. These seemingly boundless bonus points should complement your financial habits, not derail your budget.
Earn Rates
A critical factor in your credit card decision-making should be the card's earn rates. This metric determines how many Qantas Points you can accrue with every dollar spent. For instance, the Qantas American Express Ultimate card boasts one of the industry's highest earn rates, offering up to 2.25 Qantas Points per dollar without any earning caps. Non-Amex cards typically range from 0.5 to 1 point per dollar, with some imposing monthly earning limits. Consider your spending patterns and preferences when selecting a card with an earn rate that aligns with your lifestyle.
Bonus Travel Inclusions
Premium Qantas credit cards often sweeten the deal by including bonus travel perks. For instance, the Qantas Money Titanium Card offers two First Lounge passes, elevating your airport experience. However, it's essential to assess the value of these extras against your travel habits. If you seldom find yourself jetting off from Sydney, Melbourne, or Los Angeles, those First Lounge passes may lose their shine, as they are non-transferable. Top-tier cards typically feature Qantas Club passes as an alternative.
Maximizing Your Qantas Points
When it comes to getting the most out of your Qantas frequent flyer credit card, a strategic approach can unlock incredible rewards. Here's how to make the most of your Qantas Points:
1. Flexibility and Bonus Points
If you value flexibility, consider cards like the ANZ Frequent Flyer Black and Qantas American Express Ultimate Card. They offer substantial bonus points, giving you a head start on your Qantas Points journey.
2. No Annual Fee Option
If you prefer a card without an annual fee, the Qantas Premier Everyday is a smart choice. It lets you earn Qantas Points without the burden of a hefty annual fee.
3. Flat-Rate Rewards
For straightforward and consistent rewards, look into cards like the ANZ Frequent Flyer Platinum and Qantas American Express Premium Card. They provide a reliable earn rate on your spending.
4. High-End Travel Perks
If you're seeking premium travel benefits and high-end perks, the Qantas American Express Ultimate Card is designed to elevate your travel experiences. It offers generous bonus points and impressive rewards.
5. Business Travel
Business travelers can maximize their Qantas Points with the American Express Qantas Business Rewards Card. Its substantial welcome offer and rewards program are tailored to elevate your business journeys.
Conclusion
In the world of travel and adventure, Qantas Points have become the golden ticket for jet-setters and dreamers alike. This guide has unveiled the top Qantas frequent flyer credit cards of 2023, each offering a unique path to accumulating Qantas Points.
From the ANZ Frequent Flyer Black card's grandeur to the Qantas American Express Ultimate Card's exceptional rewards, these cards cater to diverse aspirations. Whether you're embarking on a journey to distant lands or exploring the realms of business travel, there's a card designed just for you.
Discover more opportunities on our website, The Miles Market, and explore the option to sell Qantas miles. Your journey has only just begun.
FAQ about Qantas Points and Credit Cards
Is it worth getting a Qantas credit card?
Whether getting a Qantas credit card is worth it depends on your travel and spending habits. If you frequently fly with Qantas or its partner airlines and can take advantage of the card's bonus points, travel perks, and other benefits, it can be a valuable addition to your wallet. These cards often come with features like airport lounge access, complimentary travel insurance, and accelerated points earned on eligible purchases. However, it's essential to consider factors like the annual fee and interest rates to ensure it aligns with your financial goals. Evaluate the benefits and costs to determine if a Qantas credit card is a worthwhile choice for you.
Which Qantas credit card offers the highest points earning potential?
The credit card that earns the most Qantas Points can vary depending on your spending habits and preferences. Cards like the Qantas American Express Ultimate Card and the ANZ Frequent Flyer Black Card offer competitive earn rates and substantial bonus points, making them strong contenders for maximizing your points. However, the best choice for you depends on your specific financial goals and travel plans.
How much would I have to spend to get a free flight?
The number of points required for a free flight depends on various factors, including your destination, ticket class, and the airline's reward program. For Qantas flights, the number of points needed varies widely. It's essential to check Qantas' official website or contact their customer service to get the most accurate and up-to-date information on points required for your desired flight.
Is there a Qantas-branded credit card directly offered by the airline?
Yes, Qantas has partnered with several financial institutions to offer a range of Qantas-branded credit cards. These credit cards are designed to help you earn Qantas Points on your everyday spending, ultimately allowing you to redeem them for flights and other rewards. Examples include the Qantas American Express Ultimate Card and the Qantas Premier Everyday Card.
Are there Qantas credit cards with no annual fee?
While there are Qantas credit cards with no annual fees for the first year, most of them typically come with annual fees in subsequent years. It's essential to carefully review the terms and conditions of any credit card offer to understand the fee structure. Cards like the Qantas Premier Everyday Card offer no annual fee for the first year, allowing you to enjoy the benefits without an upfront cost. However, annual fees may apply in subsequent years.
